The Westchester Putnam Counties Heavy & Highway Laborers Health & Welfare Fund Local 60 was established through collective bargaining between the Laborers International Union of North America, Local 60, the Construction Industry Council and various Employers.
About Laborers Local 60 Benefit Funds
Health Benefits Plan
Your plan of benefits consists of Medical Expense Benefits, Dental, Prescription Drug, Vision, Short Term Disability, Life Insurance, Accidental Death and Dismemberment Benefits.
The effective date of the Plan is March 1, 1986, as amended from time to time. The Plan is a defined contribution plan with Individual Accounts for each participant. All contributions made for you are placed in your Individual Account when you become a participant. Individual Accounts are maintained under the direction of the Trustees. This money is accumulated and invested for you and will eventually be paid out in benefits. The total amount to be paid out of an Individual Account will depend on the amount contributed, the investment results and the cost of operating the Plan.
The effective date of the Plan is January 1, 1962, as amended from time to time. The Plan is a defined benefit plan that provides a monthly pension for each participant upon retirement. It is important for your family to be aware of the benefits available to you under the Plan, including the Plan's survivor protection features. You will become a Participant in the Plan on the first day of the calendar month following the shortest consecutive calendar month period, up to a maximum of 12 months, during which you first complete 800 Hours of Service in Covered Employment. Participation will be continuous unless your Credits are cancelled because of a Break in Service which is not subsequently repaired by Future Service. Eligibility for a pension under this Plan is determined by the number of Years of Service you have earned.
Legal Services Fund
The Westchester Putnam Counties Heavy & Highway Laborers Local 60 Legal Services Plan was established under Collective Bargaining Agreements between the Westchester Putnam Counties Heavy & Highway Laborers Local 60 and the Construction Industry Council of Westchester and Hudson Valley, Inc. and other Employers.
The Plan has been established to protect your legal rights and interests and those of your dependents. If you have any kind of legal problem, you are urged to arrange for an appointment with a Plan Attorney.
Most important, when you, or a member of your family discusses your legal problem with a Plan Attorney, you can expect to receive prompt and courteous treatment, competent legal advice and assistance in accordance with the Plan, and the knowledge that all discussions with the Plan Attorney will be on a confidential basis as any other attorneyclient relationships.
We, the Trustees reserve the right to amend, modify, or discontinue all or part of this Plan and/or benefits whenever in our judgment conditions shall so warrant. We also reserve the exclusive authority and discretion to interpret all provisions, rules and regulations of the Plan.
If you have any questions or desire any additional information, please contact the Fund Office.