About Laborers Local 60 Benefit Funds

Local 60 Health and Welfare Plan

Health care benefits are available to eligible Participants and their covered dependents. In order to commence coverage, you are required to complete the Health Insurance Enrollment Form and attach all required documentation, such as a copy of your marriage license, social security cards, and birth certificates for each dependent. You are also required to complete a Coordination of Benefits Form indicating, if applicable, any other form of insurances for your dependents. All Forms can be found on the "Benefit Resources" tab under Forms or by calling the Fund Office at 914-769-2440. Claims cannot be paid until the enrollment process has been completed and all required documentation submitted.

Your plan of benefits consists of Medical, Hospital, Prescriptions, Dental, Vision, Hearing Aid, Short-Term Disability, Accidental Death and Dismemberment, and Death benefits. Please refer to the comprehensive description of your health care benefits Summary Plan Description booklet for details about how you qualify for benefits, covered services, how to file a claim and your rights under the Plan. You may also refer to the outline of the Summary and Benefits and Coverage found on the "Benefit Resources" tab under Forms to obtain a copy.

Please refer to "Benefits" tab, Medical Benefits, for more information regarding eligibility requirements. (Medical Benefits)

Please refer to "Benefits" tab, Health and Welfare Benefits, for programs provided by the insurance carrier. (Health & Welfare Benefits)

Please refer to "Benefit Resources" tab, Resource Links, for insurance websites and phone numbers. (Resource Links)

Local 60 Pension Plan

The Pension Plan is a defined benefit plan that provides a monthly pension for each eligible Participant upon retirement. You will become a Participant in the Plan on the first day of the calendar month following the shortest consecutive calendar month period, up to a maximum of 12 months, during which your first receive one year of Pension Credit in Covered Employment. Please refer to the comprehensive description of your pension benefits Summary Plan Description booklet for details about how you become a Participant in the Plan, how you qualify for benefits, the forms of benefits available under the Plan and when they are payable.

Local 60 Annuity Plan

The Annuity Plan is a defined contribution plan with Individual Accounts for each Participant. The benefits are paid for entirely by contributions made to the Plan by Contributing Employers, the investment returns, and the cost of operating the Plan. You will be fully and immediately vested in your Individual Account and have a nonforfeitable right to the balance. Distributions of that balance can be only made at the time and under the conditions permitted by the Plan. Please refer to the comprehensive description of your annuity benefits Summary Plan Description booklet for details about how you become a Participant in the Plan, how you qualify for benefits, the forms of benefits under the Plan and when they are payable.

Local 60 Legal Services Plan

The Legal Service Plan has been established to protect your legal rights and interest and those of your dependents. Certain legal assistance and issues are covered by the Plan and you are urged to arrange for an appointment with a Plan Attorney. Your eligibility to participate in the Local 60 Legal Services Plan is based on your eligibility to participate in the Local 60 Health and Welfare Plan. Please note that eligibility for Legal Service Benefits is not included in the Local 60 Health and Welfare COBRA Plans. Please refer to the comprehensive description of your legal benefits Summary Plan Description booklet for details of covered legal services who may need legal assistance; to help Participants respond to legal and related problems; and to help you know more about your legal rights and when to seek the advice and assistance of an Attorney.

How to Obtain Legal Representation

If you are an eligible participant of the Westchester Putnam Counties Heavy and Highway Laborers Local 60 Legal Services Fund and you are in need of legal assistance, you should call or write the Administrator of the Legal Services Fund at (914) 769-2440, 140 Broadway, Hawthorne, New York 10532, and request an application for Legal Service Benefits. If you meet the eligibility requirements of the Plan, an appointment will be made for you to discuss your legal problems with a Plan Attorney.